Gregory Christner - Coldwell Banker Advantage West - Coldwell Banker Sea Coast Advantage Realty Logo
Price Reduced Listing
$1,350,000
 $7,042 est/mo Sourced by Back At You

111 Cutlass Drive,Surf City, NC 28445

Surf City, NC 28445

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Description

WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

Details

MLS #100547126
Listing TypeFor Sale
StyleHouse
HOA Dues$800
Sub-TypeResale
StatusActive
Year1995
Days On Site240
Listing Provided ByBerkshire Hathaway HomeServices Carolina Premier Properties | Mollie M Barrett

Features

Bed(s)5
Bath(s) 6 Total
SQ Feet3,544
Garage4
Story(s)3
ZoningAE
Acreage0.31
Water FrontBoat Ramp, Water Access Comm
Property ViewMarsh, Sound, Water

Interior

Interior FeaturesWalk-in Closet(s), Entrance Foyer, Elevator, 2nd Kitchen, Ceiling Fan(s), Furnished, Pantry, Blinds/Shades, Gas Log, Walk-In Closet(s)
Heating Yes / NoYes
Cooling Yes / NoYes
CoolingCentral Air, Ceiling Fan(s)
Fireplace FeaturesGas Log
Fireplaces Total2
Fireplace Yes / NoYes
Laundry FeaturesDryer Hookup, Washer Hookup, Laundry Closet
FurnishedFurnished
Rooms Total17

Exterior

RoofArchitectural Shingle
Foundation DetailsSlab
Lot FeaturesCorner Lot, Boat Dock, Boat Ramp, Water Access Comm
Waterfront FeaturesBoat Ramp, Water Access Comm
ViewMarsh, Sound, Water
Construction MaterialsVinyl Siding, Wood Frame
Security FeaturesSmoke Detector(s)

Parking

Attached Garage Yes / NoYes
Garage Yes / NoYes
Parking FeaturesConcrete, Lighted, Off Street, Garage

Utilities

UtilitiesSewer Connected, Water Connected

Taxes

Tax Assessed Value558084
Tax Book Number27
Tax Legal DescriptionLot 6, Pb 27/10 Pirates Cove Section II
Tax Year2023

Area Information

StateNC
CountyPender
CitySurf City
Zip Code28445
Community NamePirates Cove
Elementary SchoolNorth Topsail
High SchoolTopsail
Listing VS Median (in Pirates Cove)
Price:
$1,350,000
low | high
Med:
$1,350,000
50% of Average
sqft:
3,544
low | high
Med:
3,544
50% of Average
$ / sqft:
$381
low | high
Med:
$381
50% of Average
On site:
240
low | high
Med:
187.5
100% of Average
Sourced by Back At You

Market Activity 28445

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Contact

Learn More About This Property

Gregory Christner

Gregory Christner

Coldwell Banker Advantage West

 (828) 808-7390greg.christner@coldwellbanker.com
StateNC
CountyPender
CitySurf City
Zip Code28445
Community NamePirates Cove
Elementary SchoolNorth Topsail
High SchoolTopsail
Listing VS Median (in Pirates Cove)
Price:
$1,350,000
low | high
Med:
$1,350,000
50% of Average
sqft:
3,544
low | high
Med:
3,544
50% of Average
$ / sqft:
$381
low | high
Med:
$381
50% of Average
On site:
240
low | high
Med:
187.5
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $1.12M - $1.687M
sqft: 2,500 - 4,000
Nearby Listings Property ImageNearby Listings Details
111 Cutlass Drive Property Photo 1
$1,350,000
111 Cutlass Drive
Surf City, NC 28445
Listing Updated: August 28, 2026 at 10:30:58 AM PDT